Opting for surrogacy is a decision that comes with its own difficulties for couples in Hamilton (New Zealand). It is well known that embarking on this task of life can be an arduous and demanding process, testing the resilience and determination of those who have the cherished aspiration of becoming parents.

Hence, apart from mustering strength, love, and patience to confront the potential obstacles along the way, it is equally important to be financially prepared for the entirety of the surrogacy process.

Although it is understandable why surrogacy is an expensive process, no matter which destination you choose to carry it out, many intended parents wonder where it’s possible to save money.

This article showcases a compilation of the top destinations that offer more economical options for surrogacy, carefully evaluating the pros and cons of each country.

1. Colombia 

Colombia has gained recognition as a top choice for surrogacy, known for its welcoming environment, easy accessibility, and cost-effectiveness. Family Aims, a prominent international surrogacy agency, provides comprehensive assistance to prospective parents from Hamilton (New Zealand), overseeing all legal and medical processes within Colombia. Their commitment to maintaining costs within the agreed-upon budget underscores their dedication to facilitating a smooth surrogacy journey.

The exceptional reputation of Babynova Clinic by Novafem, an affiliated clinic with vast expertise in assisted gestation, adds further credibility to the remarkable experience provided.

Surrogacy waiting periods in Colombia are relatively brief, with an additional duration of 2 to 3 months compared to clinics in other parts of the world. This presents a favorable opportunity for parents who are eager to commence the process as soon as possible.

Moreover, the decreased waiting time in Colombia plays a crucial role in lowering the overall cost of surrogacy. With a starting price of $65,000 USD, Colombia becomes an enticing choice for those in search of accessible and cost-effective surrogacy options.

2. United States 

Despite being one of the countries with a thriving surrogacy industry and housing expert agencies and specialized clinics, surrogacy treatments in the United States can be financially burdensome for foreigners. Additionally, foreign intended parents often face the challenge of obtaining a specific visa, which can be expensive or, in certain cases, completely unattainable depending on their nationality.

Surrogacy within the United States can be an expensive option, even for residents who have to navigate interstate moves. The absence of standardized regulations for surrogacy across the country leads to additional costs associated with these relocations, ultimately contributing to an increase in the overall surrogacy budget.

It is crucial to consider that, apart from visa costs and complying with state legislation requirements, the number of attempts included in each surrogacy plan and the need for additional tests can significantly contribute to a substantial increase in expenses.

It is crucial to keep in mind that the costs for surrogacy can potentially surpass 200,000 USD, and this amount may increase based on the chosen surrogacy method and the number of attempts included in the process.

3. Georgia 

Surrogacy in Georgia is affordable, but you must know that this treatment is only for heterosexual couples with more than one year of relationship.

Georgia offers affordable surrogacy options; however, it’s important to note that this treatment is exclusively available to heterosexual couples who have been in a relationship for at least one year. The base cost of surrogacy in Georgia is 55,000 USD. Nevertheless, the recently enacted legislation in 2024 prohibits surrogacy for foreigners, thus restricting access to this treatment to same-sex couples and foreigners who opt for surrogacy within the country.

Given the presence of strict legislation in Georgia, which poses multiple complications for both local residents and foreigners, this destination offers a potential option due to its legal framework, but it remains difficult to access for individuals interested in pursuing surrogacy.

4. Cyprus

Affordable surrogacy options are available in certain European countries for their residents. For instance, Cyprus is known for its specialized clinics that offer surrogacy procedures at prices around 65,000 USD, making it an appealing destination for individuals seeking more budget-friendly surrogacy options in Europe.

However, given the significant demand for surrogacy procedures and the limited local population, the availability of suitable candidates is often restricted. This frequently necessitates a broader search outside the country to find surrogates willing to undergo the procedure.

This limitation results in foreigners who apply for being gestational carriers, but they must travel to another country to give birth to the newborn, which increases the costs and the risks of surrogacy, as well as the legal fees.

Additionally, intended parents who are not European nationals face a substantial amount of paperwork, which incurs extra costs to access certain services and ensure unrestricted mobility throughout the various stages of the surrogacy process.

Hence, opting for surrogacy in this country demands thorough financial planning to be undertaken.

5. Mexico

In Latin America, Mexico stands out as one of the limited number of countries where surrogacy is permitted; however, clear regulations are only established in a few states.

As a result, those interested in surrogacy are required to travel to these particular regions to pursue the procedure, or explore the option of attempting it in another state, which introduces uncertainty regarding the legal process.

Moreover, the growing demand for this service, combined with legal constraints in other regions of the country, results in increased expenses for the process, averaging around 55,000 USD. Furthermore, unlike other surrogacy destinations, the staff may not consistently possess specialized training or expertise.

Also, some legal aspects may be compromised to access the baby’s documentation, since the procedure is not legalized in all states, which increases expenses due to additional documentation and transportation issues.

While residents residing near states where surrogacy is allowed may have easier access, the absence of adequate training in some healthcare facilities can complicate matters for foreign parents traveling to these states for the first time. These concerns arise due to the lack of assurance regarding social security benefits, which may not be on par with those provided in other countries.

Although surrogacy is permitted in the mentioned states, the demand for this procedure is generally low since these states are not popular tourist destinations and lack significant economic investment. Consequently, this may discourage foreigners from considering these states as the ideal destination for surrogacy.

Competitive pricing for residents of Hamilton (New Zealand)

Many couples do not dare to skimp on expenses when they wish to have a family, because it’s the most beautiful project they can make together.

However, it’s vital to be able to have a plan and anticipate any setback that may generate complications in any of its members, as well as affect the emotional and economic stability of its members.

Therefore, although there are many options for surrogacy, it is important to choose wisely and look at the bigger picture beyond choosing the destination that offers the best prices. You should think about which offers the best opportunities to achieve the dream of having a child if you live in Hamilton (New Zealand).