Opting for surrogacy is a decision that comes with its own difficulties for couples in Ontario. It is well known that embarking on this task of life can be an arduous and demanding process, testing the resilience and determination of those who have the cherished aspiration of becoming parents.

Hence, apart from mustering strength, love, and patience to confront the potential obstacles along the way, it is equally important to be financially prepared for the entirety of the surrogacy process.

Although it is understandable why surrogacy is an expensive process, no matter which destination you choose to carry it out, many intended parents wonder where it’s possible to save money.

This article showcases a compilation of the top destinations that offer more economical options for surrogacy, carefully evaluating the pros and cons of each country.

1. Colombia 

Colombia has garnered acclaim as a premier destination for surrogacy, lauded for its warm hospitality, convenient accessibility, and affordability. Family Aims, a respected international surrogacy agency, offers holistic support to prospective parents from Ontario, managing all legal and medical procedures within Colombia. Their unwavering commitment to cost transparency ensures that expenses align with the agreed-upon budget, demonstrating their steadfast dedication to ensuring a seamless surrogacy experience.

Its great experience is also endorsed by an allied clinic with extensive experience in assisted gestation, such as Babynova Clinic by Novafem.

Waiting lists for surrogacy in Colombia are offering 2 to 3 months longer, that’s short compared to other clinics around the world. This is an advantage for parents who want to start the process as soon as possible.

Furthermore, the shorter waiting period in Colombia not only aids in minimizing the overall cost of surrogacy but also makes it an appealing option for individuals seeking greater accessibility and affordability. The cost of surrogacy in Colombia starts at $65,000 USD.

2. United States 

Although the United States is one of the countries with the largest surrogacy offer in the world and has expert agencies and specialized clinics, surrogacy treatments in this country are often expensive for foreigners, who must obtain a specific visa, (which can be costly or, sometimes, depending on the nationality of the intended parents, completely inaccessible).

Surrogacy within the United States can be an expensive option, even for residents who have to navigate interstate moves. The absence of standardized regulations for surrogacy across the country leads to additional costs associated with these relocations, ultimately contributing to an increase in the overall surrogacy budget.

It is crucial to consider that, apart from visa costs and complying with state legislation requirements, the number of attempts included in each surrogacy plan and the need for additional tests can significantly contribute to a substantial increase in expenses.

It is essential to consider that the expenses associated with surrogacy can surpass 200,000 USD, a figure that can vary depending on the chosen surrogacy method and the number of attempts included in the process.

3. Georgia 

Surrogacy in Georgia offers affordability, yet it’s important to note that this option is exclusively available to heterosexual couples with a relationship of at least one year.

Georgia offers affordable surrogacy options; however, it’s important to note that this treatment is exclusively available to heterosexual couples who have been in a relationship for at least one year. The base cost of surrogacy in Georgia is 55,000 USD. Nevertheless, the recently enacted legislation in 2024 prohibits surrogacy for foreigners, thus restricting access to this treatment to same-sex couples and foreigners who opt for surrogacy within the country.

Given the presence of strict legislation in Georgia, which poses multiple complications for both local residents and foreigners, this destination offers a potential option due to its legal framework, but it remains difficult to access for individuals interested in pursuing surrogacy.

4. Cyprus

Affordable surrogacy options are available in certain European countries for their residents. For instance, Cyprus is known for its specialized clinics that offer surrogacy procedures at prices around 65,000 USD, making it an appealing destination for individuals seeking more budget-friendly surrogacy options in Europe.

Nevertheless, the high demand for surrogacy procedures coupled with a small local population results in limited candidate availability. As a consequence, there is often a need to expand the search beyond the country’s borders to find suitable surrogates to carry out the procedure.

This limitation forces foreigners who wish to serve as gestational carriers to travel abroad to deliver the newborn. Consequently, this increases the expenses, risks, and legal fees associated with surrogacy.

Moreover, the paperwork required for intended parents without European nationality is extensive, leading to additional expenses to access specific services and facilitate unrestricted movement during the surrogacy procedures.

Hence, opting for surrogacy in this country demands thorough financial planning to be undertaken.

5. Mexico

Mexico is one of the few Latin American countries that allows surrogacy, but regulations are only clear in a few states.

This implies that those interested must travel to these regions to perform the procedure, or give it a try in some other state with the uncertainty of the legal process.

In addition, the increase in demand for this service and legal limitations in the rest of the country make the process more expensive, around 55 000 USD, and unlike other surrogacy places, the staff is not always specialized.

Additionally, accessing the baby’s documentation may pose legal challenges as the surrogacy procedure is not legalized in all states, thereby resulting in increased expenses due to additional documentation requirements and transportation issues.

For residents residing in proximity to states where surrogacy is permitted, the absence of specialized training in certain healthcare facilities can introduce complexities for foreign parents traveling to these states for the first time. This lack of training raises concerns regarding the availability of necessary social security guarantees, unlike what is offered in other countries.

Although surrogacy is permitted in the mentioned states, the demand for this procedure is generally low since these states are not popular tourist destinations and lack significant economic investment. Consequently, this may discourage foreigners from considering these states as the ideal destination for surrogacy.

Competitive pricing for residents of Ontario

Many couples do not dare to skimp on expenses when they wish to have a family, because it’s the most beautiful project they can make together.

However, it’s vital to be able to have a plan and anticipate any setback that may generate complications in any of its members, as well as affect the emotional and economic stability of its members.

Therefore, although there are many options for surrogacy, it is important to choose wisely and look at the bigger picture beyond choosing the destination that offers the best prices. You should think about which offers the best opportunities to achieve the dream of having a child if you live in Ontario.